The Bear Cares - Second Chance Financing

Bad Credit Financing 

Second Chance Financing at White Bear Mitsubishi

Shopping for your next new or pre-owned vehicle should be a stress-free and enjoyable event. However, many buyers with previous credit issues or no credit find the experience challenging and even embarrassing. At White Bear Mitsubishi, our finance experts are here to assist you with any credit challenges and get you into the reliable transportation that you need for safe and reliable access to White Bear Lake and the Minneapolis/St. Paul area.

Can I get Approved?

Our team will help you determine what works for your budget to begin building or repairing your credit by purchasing a dependable vehicle from our massive inventory. Your visit will focus on how we can help you improve your credit history and secure the most favorable rate and terms for your purchase. We appreciate your decision to shop at our dealership, and we are happy to work with any of the following issues you might have experienced:

  • Missing or late payments
  • A foreclosure
  • Multiple foreclosures
  • Bankruptcy
  • Repossession
  • Writing bad checks
  • No credit history
  • Divorce

Even if you are in the middle of any of these events, our finance experts are here to help you find solutions and reduce the stress of your financial challenges.

The White Bear Mitsubishi Inventory

Of course, we have a great selection of the newest Mitsubishis, including the 2022 Mitsubishi Outlander CUV and the 2022 Eclipse Cross CUV. In addition, we offer a wide selection of pre-owned cars, trucks, and SUVs from DodgeHyundaiToyota, and more. First-time buyers will also be impressed to see our selection of great values priced at under $10k. So stop in and speak to a sales expert to see all your options and take a few test drives to find your ideal next vehicle at White Bear Mitsubishi.

How To Make It Happen

The first piece of advice our finance team will pass along to you is that you do have options to purchase a vehicle. And we are here to assist you every step of the way. You can even begin the finance process from the comfort of your home by completing our online pre-approval form. After you securely submit your information, our team will review it and reach out to set up an appointment with you. During this meeting or call, we will discuss some of the following essential information:

  • Your current credit score
  • Your debt to income ratio
  • More information about your financial history
  • The amount of money you would be comfortable borrowing
  • Your ability to make a down payment
  • Creative down payment options

All of this information will help us to better help you in your purchase process. Our goal is always to get each customer into the vehicle of their dreams and make it happen while staying within their budget.

At White Bear Mitsubishi, we want to ensure that every customer has a fantastic shopping and buying experience, regardless of their credit score or past financial concerns. That is why we offer the services of our in-house finance experts to each of our valued customers.